Monday, August 10, 2009

Nancy, Your Nose Is Growing

Pelosi and co-conspirator Steny Hoyer held forth in a USA Today op-ed, telling us from the get go that those who want their concerns heard about health care are, "simply un-American." Hah! From the Heritage Foundation, "Pelosi and Hoyer claim that opponents of Obamacare are disrupting townhalls across the country by ‘drowning out the facts’ about health reform. However, it is not the townhall-attending Americans that don’t have their facts straight. It is Pelosi, Hoyer, and Obama’s allies that are doing violence to the truth."

Pelosi - "The first fact is that health insurance reform will mean more patient choice." That is false. According to the non-partisan Lewin Group, about 83.4 MM people would lose their current private insurance, or a 48% reduction in the number of people with private coverage.

Pelosi - "Reform will mean affordable coverage for all Americans." That is false. As we have already highlighted, yearly premiums for the typical American with private coverage could go up as much as $460.

Pelosi says her plan will "lower costs". That is false, and has been thoroughly refuted by the CBO.

We heard from Dr Robert Trout this pm, a close friend and keen observer who has taken it on his own (since Obama and co have yet to bother) to take HR3200 apart; below, what he found just at the beginning!

From Trout:

SEC 102 Protecting the Choice to"Keep" Current Coverage.(a) Grandfathered health insurance coverage defined. Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term "grandfathered health insurance coverage" means individual health insurance coverage that is offered and in force and effect before the first day of Year 1 (eg. Jan 1, 2010) if the following conditions are met: [SO FAR SO GOOD, THE DEVIL IS IN THE DETAILS!!](1) Limitation of "NEW" Enrollment-(A) In General - Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Year 1 (eg., Jan 2, 2010).THIS MEANS YOUR INSURER CAN NO LONGER OFFER POLICIES TO NEW CUSTOMERS AFTER THIS DATE (EG JAN 2, 2010), WHICH MEANS THE INSURER WILL GRADUALLY LOSE INSUREDS UNTIL IT IS FORCED TO CLOSE BUSINESS!!!THUS, OBAMA'S CLAIM THAT "YOU CAN KEEP YOUR INSURANCE PROVIDER" IS TRUE, WITH THE CAVEAT THAT "UNTIL WE PUT THE COMPANY OUT OF BUSINESS IN A FEW YEARS"


Moving On:(2) Limitation on changes in terms or conditions--Subject to paragraph () and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing from those in effect as of the day before the first day of Year 1(eg Dec 31, 2009).THIS MEANS IF YOU OR THE CARRIER MAKE ANY CHANGES TO THE POLICY, YOU LOSE THE POLICY AND GO DIRECTLY TO GOVT COVERAGE. FOR EXAMPLE, SUPPOSE YOU WANT TO CHANGE FROM A HIGH DEDUCTIBLE PLAN TO A LOW DEDUCTIBLE PLAN, GO DIRECTLY TO GOVERNMENT INSURANCE!!

CALL/WRITE YOUR MEMBERS OF CONGRESS. AXE THEM IF THEY HAVE READ EVEN THE FIRST PAGE OF HR3200, AND WHAT SEC 102 MEANS TO THEM, AND TELL THEM WHAT IT MEANS TO YOU!!!!

Dr. Robert Trout
Robert Craven

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